Early Access — Join the Waitlist

Your time is your most valuable asset

You can earn more money. You can't earn more time. Kronokash converts every dollar you spend into the time it took to earn it — so you stop wasting the one thing you can never get back.

Your daily income: $285/day
Netflix subscription $15.49 = 0.05 days
New iPhone $1,199 = 4.2 days
Car payment (monthly) $580 = 2.0 days
Monthly subscriptions $312 = 13.1 days/yr
Get Early Access How It Works
The Truth About Money

Money is renewable. Time is not.

You can lose money and make it back. You can go broke and rebuild. But every minute you spend is gone forever. Time is the only truly scarce, finite, and non-renewable resource you have.

Yet every budgeting app on the market shows you dollars and cents — an abstraction that hides what you're actually spending. When you see "$1,200 rent," it's just a number. When you see "4.2 days of your life," it's a decision.

Kronokash exists because we believe you deserve to know the real cost of everything — measured in the one currency that actually matters.

How It Works

Three steps to time-aware spending

Most budgeting apps show you numbers. Kronokash shows you what those numbers actually cost.

Add your income streams

W2 salary, freelance gigs, investments, side hustles. Kronokash calculates your true daily earning rate across all sources.

Connect your bank

Securely link your accounts. Every transaction is automatically converted from dollars to life days.

See your life in days

That daily coffee? 0.02 days. Your rent? 5.3 days. Finally understand what your spending actually costs you.

Features

Built for real financial clarity

Not another expense tracker. A fundamentally different way to see your money.

Life Days Calculator

Every purchase converted to the hours and days you traded for it. Makes impulse spending feel real.

💰

Multi-Income Tracking

W2, 1099, investments, rental income. See your true daily rate across all streams, with tax adjustments.

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Bank Sync

Securely connect your accounts with Plaid. Transactions auto-categorize and convert to life days instantly.

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Debt Freedom Timeline

See exactly how many life days your debt costs. Get a clear payoff projection with actionable milestones.

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Tax-Aware Budgeting

Estimates for federal, state, and self-employment tax so your daily rate reflects what you actually keep.

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Security First

Bank-level encryption, row-level data isolation, and zero-knowledge architecture. Your financial data stays yours.

Pricing

Simple, honest pricing

Start free. Upgrade when Kronokash saves you more than it costs.

Free
$0
 
  • 1 income stream
  • Manual transaction entry
  • Life days calculator
  • Basic budget tracking
Get Started

Pay with card, Apple Pay, Google Pay, Bitcoin, Lightning, or USDC.

Start valuing your time

Join the waitlist. Be the first to see what your spending really costs — in the only currency that matters.